Set your loan terms once, then check two ways to get there: a lump sum already sitting in the bank, or a steady monthly saving habit that quietly builds up to a full early settlement.
Loan details
enter directly
Loan amount = value × LTV
= 84 months
Lets results show real dates
If you know the exact outstanding amount
Loan runway
month-by-month
TodayLump-sum closureSavings breakevenFull term
Interest rate comparison
optional rate comparison
Option A
example: 11% offer
Option B
example: 14% offer
Path A
Amount saved in the bank
Enter a lump sum sitting in savings. We find the earliest month your outstanding balance drops to that amount — the point you could pay it off in one go.
Path B
Early settlement plan
Build toward a full payoff with a fixed monthly saving. It's matched against your shrinking balance — not against an interest rate, since the point is simply reliable saving.
Set aside plainly — no deposit interest assumed
Applied to the remaining principal at closure. Leave blank to ignore.